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203k inspections specializing in 203k, HomeStyle® Renovation Mtg

Light weight updating, remodeling, updating, or heavyweight new construction. We do it all. 203k inspections construction inspections

Order your consultation

Call for more info

(916) 758-1809 or 877-207-6565 203k inspections

203k inspections specializing in 203k, HomeStyle® Renovation Mtg

Light weight updating, remodeling, updating, or heavyweight new construction. We do it all. 203k inspections construction inspections

Order your consultation

Call for more info

(916) 758-1809 or 877-207-6565 203k inspections

About Us

203k loans can be used on higher end homes as well

What is a renovation loan?

Use a Team to close your loan faster

New construction a Specialty

Simply put "purchase or refinance money with money to fix up your home, or small income units, all in one "low interest" loan.

We are one of the largest consultants in the USA. We work with you to create a viable scope of work then actually bid the job for you. This puts you in the driver's seat when negotiating with your contractor(s).

Simply put "purchase or refinance money with money to fix up your home, or small income units, all in one "low interest" loan.

We also provide 203k consultant training & software for consultants This is the best training you will get anywhere. Our Award Winning software is intuitive and easy to learn. If you are a consultant you may qualify for FREE Consultant Software. 203k inspections, construction, inspections, and real estate consultant

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203kOnLine.com is one of the oldest consulting firms in the country. Since 1994

New construction a Specialty

Use a Team to close your loan faster

New construction a Specialty

Our Southern CA office speicalizes in new construction. Need a good contractor in Moreno Valley or SF Bay Area, we can work with your architect or we can help provide that service too.

We have good contractors all over the USA and can do new construction as well.

Like to see some before and after photos?

order consultation services here

Use a Team to close your loan faster

The Mike Young Team of 203k consultants has been providing 203k & HomeStyle® inspections since 1994. Experience counts. A proven effective team over and over again. Use the "order consultation services here" link below to place your order and get the process started.

NEW CONSTRUCTION ROOM ADDITIONS, REMODELING, UPDATING, DECK FINANCING, ETC. WE DO IT ALL.

Buy the book...

Handy Downloads

Here are some pertinent downloads you might be interested in.

Basics is simple a short rendition of what you can and can't do with a 203k and HomeStyle® Renovation Mortgage

Procedure helps you understand the process from start to finish.

HomeStyle® Renovation Mortgage guideline. Contractor detail instructions for requesting a draw inspection.

Interesting info on the FHA 203k and related loan products

This was a project that the borrower decided to creat a larger upstair area without proper approval

Consulting services

What you should expect from your consultant. If you order a consultation an FHA 203k consultant should assist you in putting together a scope of work and then provide a bid on that project. This way you have a reasonable expectation of the cost of your project. If they aren't doing this they aren't doing their job. The whole idea is provide you with a reasonable bid before you get a contractor's bid.
You may need a "feasibility report". This has a distinct function. It is low cost and provides you with the tools you need to make an educated offer on the property. We provide these for buyers and sellers. Sellers should use this product so they can't get bushwhacked by a low-ball offer. They know up front what it will cost to bring the home to HUD's Minimum Property Standards. A potential buyer uses this report to see just what it will cost to bring this home to the MPS's (Minimum Property Standards) so they can make the correct offer. Need more detail, click here
Contractors, are you too busy to take time out to bid a project ? We can do that for you when you are too busy. We bid the project so when you visit the property for the first time you have a proposed bid in hand. You tune it up if needed and it took you about 1/10th the time it would have to actually bid the project. If you don't get the job, we don't get paid - FREE. Lets talk.
Cal-Vet also has a home improvement loan product.

Available Training

Lenders - We come to you and train your staff to close renovation loans faster than the competition. How would you like to close renovation loans faster?

FHA 203k Consultants - We have the best consultant training in the business. Learn how to be a 203k consultant and a consultant for several other programs. Did you know there is a VA Renovation loan that requires the use of a 203k consultant.

Contractors - Learn how you can increase your business volume. We will show you how to access more business than you thought was available to bid on. We'll even show you how to make money every time you bid a job.

Our Most Popular Seminar for Realtors is "Renovation loans - What's in it for me? The Realtor"

Our radio show was every Sunday, you can view the podcasts here.

What our customers say about us

Testimonials

FAQs

1) Can we get money up front for my 203k project? Yes and no, many lenders are now allowing you to get a 10% payment at close of escrow but not all lenders participate. You will need a W9 from the supplier and an invoice from that suppler for most lenders. For FHA projects you can get up to 50% for materials with a purchase contract from your supplier. That check will be made to the supplier.

HomeStyle® Renovation Mortgage not so hard. Many lenders will offer a 10-20% up front payment. We had a large project with construction costs over $500,000 and were able to get a 10% up front payment to the contractor.

2) Can we get money to pay for the cabinets when we order them? Yes, you can get a 50% deposit with your FHA 203k loan there is no such provision for HomeStyle loans though some lenders are allowing it, one is allowing up to 10-20% up front to get started.

3) How do I fire my contractor? This would always be a last resort. Not an easy thing to do and you should contact an attorney. For the short answer go to https://203konline.com/203k-911 203k 911 is here to help you.

4) Where do I find the FHA maximum mortgage amounts for my county? Click here

5) How many 203k loans were closed last year in my area?

Training Menu / Price List

Training

Consultants & lenders learn how to do their part in this Team Effort. They will then have the tools to provide to the Realtors and Agents on the ground to make them more effective.

203k Consultant Training

$789

If you have a favorite home inspector or contractor put them in touch with us.

Lender / Loan officer training

$789 + $200 for each additional person trained at that event

We'll show you how to fill out the necessary forms for the 203k and leave you with a marketing program you can put into effect that will bring your more loans than you can imagine.

Home Owner /Buyer training

FREE

We will show you how to find a Realtor and Lender who will work together with us to get your home identified and your loan closed quickly.

Consultations

This is where we pair you with a consultant who will inspect your property, work with you to create a scope of work, then provide you with a bid on that project so there is no surprises when your contractor bid comes in.

FHA 203k Consultation

Based on the amount of construction

PLACE YOUR ORDER for a view of the costs and fees

HomeStyle® Renovation Mortgage consultation

Based on the amount of construction

PLACE YOUR ORDER for a view of the costs and fees for this item

Feasibility Report

Based on the number of units

PLACE YOUR ORDER for a view of the costs associated with this product. Feasibility reports are used to get a quick snapshot of the costs to bring a property to the FHA Minimum Property Standards.

National Lender Training

Less than $100 per loan

This training seminar is available for lenders and we encourage you to bring your loan officers, underwriters, appraisers, Realtors/Agents and consultants - your entire team. If you don't have all the components please let us know when you make this appointment and we'll get busy working on that aspect so when we leave the training session you will have a completed working team in place and functioning. The fee covers five days of events for $5,000 plus expenses.

We have been consultants since 1994 and have completed thousands of projects

203k inspections specializing in 203k, HomeStyle® Renovation Mtg

203k inspections specializing in 203k, HomeStyle® Renovation Mtg

KNOW YOUR PROJECT COST BEFORE YOUR CONTRACTOR BIDS

Our Blog

203k projects you might recognize

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Ways you can contact us

FHA 203k Consultants, HomeStyle® Consultants, VA Renovation Consultants

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